> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://ixopay.ferndocs.com/user-manual/manual/tokenization/overview/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://ixopay.ferndocs.com/_mcp/server.

# Tokenization

In this section of the manual, you’ll find tools to tokenize and vault payment details— reduce PCI scope, manage tokens, and control their lifecycle across your IXOPAY platform flows.

#### [Customer Profiles](https://documentation.ixopay.com/manual/docs/tokenization/customer-profiles)

Store and manage customer data and payment instruments using Customer Profiles to enable tokenized repeat purchases via API or the platform interface.

#### [Account Updater](https://documentation.ixopay.com/manual/docs/tokenization/account-updater)

The IXOPAY Account Updater automatically refreshes stored card data for Mastercard, Visa, and Discover accounts to prevent expired-card declines.

#### [Network Token Services](https://documentation.ixopay.com/manual/docs/tokenization/nt)

IXOPAY Network Token Services use scheme-issued tokens from Visa and Mastercard to keep card data current, reduce PCI scope, and lower processing fees.