> For clean Markdown of any page, append .md to the page URL. > For a complete documentation index, see https://ixopay.ferndocs.com/user-manual/manual/connector/create-users-web-api/overview/llms.txt. > For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://ixopay.ferndocs.com/_mcp/server. # Create Users (Web & API) In this section of the manual, you will find instructions on how to create and manage merchant users. Two merchant user types exist: * **Web User** : for accessing the gateway dashboard * **API User** : for accessing the gateway APIs #### [Web User](https://documentation.ixopay.com/manual/docs/connector/users/web) Set up web users to provide dashboard access for merchants, with browser support across devices and configurable roles and permissions. #### [API User](https://documentation.ixopay.com/manual/docs/connector/users/api) Create and configure API users to grant programmatic access to payment APIs with appropriate credentials and user-level permissions.