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# Stripe

## Stripe

Depending on the chosen method the a subset of the following parameters for the Connector need to be configured (see Connector Config - Stripe):

1. Fill in the mandatory **Username**
2. Fill in the mandatory **Password**
3. Fill in the mandatory **API Secret**
4. Fill in the mandatory **Public Key** (Bank Transfer)
5. Fill in the mandatory **Webhook Secret** (ACH Credit Transfer)
6. Fill in the mandatory **Private Key** (ACH Credit Transfer)

![Connector Config - Stripe](https://documentation.ixopay.com/manual/assets/ideal-img/connector-config-stripe.d76df71.1280.png)Connector Config - Stripe

Additional Extra Data is available to be configured:

1. Fill in the optional **Extra Data: descriptor**
2. Fill in the mandatory **Extra Data:** **publishableKey** (mandatory for Method Creditcard)
3. Fill in the mandatory **Extra Data:** **connectAccountId** (for Stripe Connect Accounts)
4. Fill in the optional **Extra Data: currencyForRegister** (Method Creditcard - Stripe Elements)
5. Fill in the optional **Extra Data: registerWithAuthorize** : True, False (Method Creditcard - Stripe Elements)

## Stripe Creditcard

Configure the following parameters for the Connector (see Connector Detail Overview - Stripe Connect Creditcard - Vault Configuration):

1. Fill in the mandatory **Stripe Connect Account Key**
2. Fill in the mandatory **API Key**
3. Select and fill in the optional **Descriptor, Static Descriptor, Prefix Descriptor** (see Descriptor)
4. Enable optional **Send final capture field** to support partial / final capture

![Connector Detail Overview - Stripe Connect Creditcard - Vault Configuration](https://documentation.ixopay.com/manual/assets/ideal-img/connector-detail-overview-stripe-connect-creditcard-vault-configuration.988eaa2.1280.png)Connector Detail Overview - Stripe Connect Creditcard - Vault Configuration

> **Info**
>
> For Transaction types **partial capture** , make sure the feature is enabled on your Stripe account

## (Statement) Descriptor

> **Info**
>
> Keep in mind that statement descriptors need to comply to several requirements:
>
> * Contains only Latin characters.
> * Contains between 5 and 22 characters, inclusive.
> * Contains at least one letter (if using a prefix and a suffix, both require at least one letter).
> * Doesn’t contain any of the following special characters: `<`, `>`, `\`, `'`, `"`, `*`.
> * Reflects your Doing Business As (DBA) name.
> * Contains more than a single common term or common website URL. A website URL only is acceptable if it provides a clear and accurate description of a transaction on a customer’s statement.

A static statement descriptor or the shortened descriptor can be configured in Stripe Dashboard "[https://dashboard.stripe.com/settings/public](https://dashboard.stripe.com/settings/public)" (see Dashboard descriptor and shortened descriptor).

![Dashboard descriptor and shortened descriptor](https://documentation.ixopay.com/manual/assets/ideal-img/dashboard-descriptor-and-shortened-descriptor.e82d5a1.934.png)Dashboard descriptor and shortened descriptor

Additionally in the Vault Setup for Stripe you can:

1. Select the optional **Descriptor** - None, Use Transaction Description, Use static Descriptor value (next field), Concatenate Prefix Descriptor with transaction description
2. Fill in the conditional **Static Descriptor** (when **Use static Descriptor value** is selected)
3. Fill in the conditional **Prefix Descriptor**(when **Concatenate Prefix Descriptor** is selected)

![PCI Vault Configuration - Creditcard Stripe Connect PCI](https://documentation.ixopay.com/manual/assets/ideal-img/pci-vault-configuration-creditcard-stripe-connect-pci.62657d9.1280.png)PCI Vault Configuration - Creditcard Stripe Connect PCI

If **None** is selected the pre-configured Statement Descriptor from the Stripe Dashboard is used.

Set a dynamic statement descriptor by selecting **Use Transaction Description**. This will use the transaction description (if available) as a statement descriptor.

If you select **use static value (next field)** the shortened descriptor you have chosen in your Stripe dashboard will be overwritten by the **Static Descriptor**.

Set a dynamic statement descriptor with prefix by selecting **Concatenate Prefix Descriptor with transaction description**. This will then concatenate the Prefix Descriptor (provided in the Prefix Descriptor field below) with the transaction description as the statement descriptor.

> **Note**
>
> Keep in mind that the concatenated descriptor must not exceed 22 characters, when composing the **Prefix Descriptor** otherwise exceeding characters will be cut off.
>
> Furthermore only credit card charges are supported for dynamic suffixes.

## Data Fetcher Configuration

You have the option to configure Data Fetchers (see section [Enable and Set Up Reconciliation on the Provider Level](https://documentation.ixopay.com/manual/docs/post-processing/provider)) either on Provider or on Connector Level, depending on which setup works better for your provider (see Edit Provider).

![Edit Provider](https://documentation.ixopay.com/manual/assets/ideal-img/edit-provider.1c19a87.1280.png)Edit Provider

### Provider Settlement

Configure the following Parameters for the Settlements Provider Data Fetcher to fetch Settlement (json format) via an API (see Edit Provider Settlement Data Fetcher Provider Level):

1. Fill in the expected **Interval** in which the Provider Settlement File should be fetched - days, hours
2. Select the Adapter **Stripe** or **Stripe Direct**
3. Enable **Testmode** to test fetching of Provider Settlements from the Stripe Sandbox (URL used …), disabled the Stripe Production (URL …) environment is used
4. Fill in the mandatory **Extra Data: stripeApiKey** - used for authentication
5. Select the optional **Extra Data: reportType** used to specify the desired settlement report, if nothing is selected the report type `payout_reconcilication.itemized.5` used by default
6. Select the optional **Extra Data: retrievePayoutReference** - true, false

![Edit Provider Settlement Data Fetcher Provider Level](https://documentation.ixopay.com/manual/assets/ideal-img/edit-provider-settlement-data-fetcher-provider-level.2d71a05.984.png)Edit Provider Settlement Data Fetcher Provider Level

#### Settlement fields

##### Batch number

In case of payout reconciliation the Stripe's automatic\_payout\_id as settlement batch number.

In case of fee report `fee_report_{date}` e.g. `fee_report_20240423` as settlement batch number.

##### Payment reference

With the data fetcher setting "retrievePayoutReference" the payout reference is retrieved and stored the returned value "reference" on the IXOPAY platform side as payment reference.

## Fee Report Mapped fields

| Stripe                          | IXOPAY platform          | Default (if not set by Stripe) |
| ------------------------------- | ------------------------ | ------------------------------ |
| `incurred_at`                   | Settlement Date          | None                           |
| `charge_id`                     | Reference ID             | None                           |
| `refund_id`                     | Reference ID             | None                           |
| `dispute_id`                    | Reference ID             | None                           |
| `card_scheme`                   | scheme fee               | None                           |
| `non_transactional_card_scheme` | markup fee               | None                           |
| `interchange`                   | interchange fee          | None                           |
| `discount`                      | normal fee               | None                           |
| `blended_fee`                   | gateway fee              | None                           |
| `per_auth_fee`                  | gateway fee              | None                           |
| `per_sale_fee`                  | gateway fee              | None                           |
| `volume_fee`                    | gateway fee              | None                           |
| `billing_currency`              | Transaction Fee Currency | None                           |
| `total_amount`                  | Transaction Fee Amount   | None                           |

## Settlement Report Mapped fields

| Stripe                              | IXOPAY platform         | Default (if not set by Stripe) |
| ----------------------------------- | ----------------------- | ------------------------------ |
| `payment_metadata[uuid]`            | Transaction ID          | Null                           |
| `automatic_payout_id`               | Settlement Batch Number | Null                           |
| `gross`                             | Settlement Amount       | None                           |
| `source_id`                         | Reference ID            | None                           |
| `automatic_payout_effective_at_utc` | Settlement Date         | None                           |
| `currency`                          | Settlement Currency     | None                           |
| `fee`                               | Settlement Fee Data     | No settlement fee data         |
| `description`                       | Line Item Title         | None                           |