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# KPIs

In this section, you can find the relevant KPIs glossary for the IXOPAY Payments Intelligence Observability and Analytics sections.

## 🔎 KPI Areas and Descriptions

### 1. Data Dictionary

This table defines the granular dimensions available for filtering and grouping within each KPI area.

| KPI Area              | Value Name                     | Description                                                                                                          |
| --------------------- | ------------------------------ | -------------------------------------------------------------------------------------------------------------------- |
| 3ds                   | 3ds\_challenge\_status         | 3D Secure events by the status of the 3D Secure challenge                                                            |
| 3ds                   | 3ds\_version\_success\_rate    | 3D Secure events success rate by the version of 3D Secure                                                            |
| 3ds                   | billing\_country               | 3D Secure events by country of the shopper billing address                                                           |
| 3ds                   | currency                       | 3D Secure events by currency of the transaction                                                                      |
| 3ds                   | gateway                        | 3D Secure events by the PSP                                                                                          |
| 3ds                   | issuing\_bank                  | 3D Secure events by country of the shopper billing address                                                           |
| 3ds                   | issuing\_country               | 3D Secure events by country of the payment instrument used                                                           |
| 3ds                   | merchant\_account              | 3D Secure events by the corresponding sub account with PSP                                                           |
| 3ds                   | response\_code                 | 3D Secure events with the detailed response code                                                                     |
| 3ds                   | sca\_exemption\_response\_code | 3D Secure events by the response code for the Strong Customer Authentication                                         |
| 3ds                   | sca\_exemption\_type           | 3D Secure events by the strong customer authentication exemption                                                     |
| 3ds                   | scheme                         | 3D Secure events by underlying payment system                                                                        |
| authorizations        | 3d\_secure\_status             | All attempts to reserve money from the payment instrument by status of the 3D Secure check                           |
| authorizations        | billing\_country               | All attempts to reserve money from the payment instrument by country of the shopper billing address                  |
| authorizations        | bin                            | All attempts to reserve money from the payment instrument by Bank Identifier Number of the payment instrument used   |
| authorizations        | card\_type                     | All attempts to reserve money from the payment instrument by the card type                                           |
| authorizations        | currency                       | All attempts to reserve money from the payment instrument by currency of the transaction                             |
| authorizations        | eci                            | All attempts to reserve money from the payment instrument by Electronic Commerce Indicator flag                      |
| authorizations        | entry\_mode                    | All attempts to reserve money from the payment instrument by sales channel used                                      |
| authorizations        | flag                           | All attempts to reserve money from the payment instrument by flag                                                    |
| authorizations        | gateway                        | All attempts to reserve money from the payment instrument by the payment provider                                    |
| authorizations        | issuing\_bank                  | All attempts to reserve money from the payment instrument by the name of the bank behind the used payment instrument |
| authorizations        | issuing\_country               | All attempts to reserve money from the payment instrument by country of the payment instrument used                  |
| authorizations        | merchant\_account              | All attempts to reserve money from the payment instrument by the corresponding sub account with PSP                  |
| authorizations        | payment\_method                | All attempts to reserve money from the payment instrument by the used payment method                                 |
| authorizations        | reason\_code                   | All attempts to reserve money from the payment instrument with the detailed response from the PSP                    |
| authorizations        | region                         | All attempts to reserve money from the payment instrument by the payment region                                      |
| authorizations        | sca\_exception                 | All attempts to reserve money from the payment instrument by the strong customer authentication exemption            |
| authorizations        | sca\_flow                      | All attempts to reserve money from the payment instrument by the strong customer authentication route                |
| authorizations        | scheme                         | All attempts to reserve money from the payment instrument by underlying payment system                               |
| authorizations        | status                         | All attempts to reserve money from the payment instrument with the status response from the PSP                      |
| chargebacks           | billing\_country               | Chargebacks by country of the shopper billing address                                                                |
| chargebacks           | currency                       | Chargebacks by currency of the transaction                                                                           |
| chargebacks           | gateway                        | Chargebacks by the PSP                                                                                               |
| chargebacks           | issuing\_bank                  | Chargebacks by country of the shopper billing address                                                                |
| chargebacks           | issuing\_country               | Chargebacks by country of the payment instrument used                                                                |
| chargebacks           | lifecycle                      | Chargeback events by the type of the event in the chargeback lifecycle                                               |
| chargebacks           | merchant\_account              | Chargebacks by the corresponding sub account with PSP                                                                |
| chargebacks           | payment\_method                | Chargebacks by the payment method used                                                                               |
| chargebacks           | reason\_code                   | Chargebacks with the detailed reason code for the dispute                                                            |
| chargebacks           | reason\_code\_category         | Chargebacks with grouped reasons for the disputes                                                                    |
| chargebacks           | region                         | Chargebacks by the payment region                                                                                    |
| chargebacks           | sca\_exemption                 | Chargebacks by the strong customer authentication exemption                                                          |
| chargebacks           | scheme                         | Chargebacks by underlying payment system                                                                             |
| decline\_analysis     | billing\_country               | Declines by country of the shopper billing address                                                                   |
| decline\_analysis     | bin                            | Declines by Bank Identifier Number of the payment instrument used                                                    |
| decline\_analysis     | card\_type                     | Declines by the card type                                                                                            |
| decline\_analysis     | gateway                        | Declines broken down by the PSP                                                                                      |
| decline\_analysis     | issuer\_country                | Declines by country of the payment instrument used                                                                   |
| decline\_analysis     | issuing\_bank                  | Declines by the name of the bank behind the used payment instrument                                                  |
| decline\_analysis     | merchant\_account              | Declines by the corresponding sub account with PSP                                                                   |
| decline\_analysis     | payment\_method                | Declines by the used payment method                                                                                  |
| decline\_analysis     | processing\_currency           | Declines by currency of the transaction                                                                              |
| decline\_analysis     | reason\_code                   | Declines with the detailed response from the PSP                                                                     |
| decline\_analysis     | region                         | Declines by the payment region                                                                                       |
| decline\_analysis     | scheme                         | Declines by underlying payment system                                                                                |
| decline\_analysis     | status                         | Declines with the status response from the PSP                                                                       |
| fees                  | billing\_country               | Fees by country of the shopper billing address                                                                       |
| fees                  | card\_type                     | Fees by the fee type                                                                                                 |
| fees                  | gateway                        | Fees by the payment method used                                                                                      |
| fees                  | issuer\_country                | Fees by country of the payment instrument used                                                                       |
| fees                  | merchant\_account              | Fees by the corresponding sub account with PSP                                                                       |
| fees                  | payment\_method                | Fees by the payment method used                                                                                      |
| fees                  | processing\_currency           | Fees by currency of the transaction                                                                                  |
| fees                  | scheme                         | Fees by underlying payment system                                                                                    |
| fees                  | settlement\_currency           | Fees by currency of the final payout                                                                                 |
| fees                  | type                           | Fees by the PSP                                                                                                      |
| sales\_and\_refunds   | billing\_country               | Sales and Refunds by country of the shopper billing address                                                          |
| sales\_and\_refunds   | bin                            | Sales and Refunds by Bank Identifier Number of the payment instrument used                                           |
| sales\_and\_refunds   | card\_type                     | Sales and Refunds by the card type                                                                                   |
| sales\_and\_refunds   | gateway                        | Sales and Refunds by the PSP                                                                                         |
| sales\_and\_refunds   | issuer\_country                | Sales and Refunds by the name of the bank behind the used payment instrument                                         |
| sales\_and\_refunds   | issuing\_bank                  | Sales and Refunds by the name of the bank behind the used payment instrument                                         |
| sales\_and\_refunds   | merchant\_account              | Sales and Refunds by the corresponding sub account with PSP                                                          |
| sales\_and\_refunds   | payment\_method                | Sales and Refunds by the payment method used                                                                         |
| sales\_and\_refunds   | processing\_currency           | Sales and Refunds by currency of the transaction                                                                     |
| sales\_and\_refunds   | reason\_code                   | Sales and Refunds with the detailed response from the PSP                                                            |
| sales\_and\_refunds   | region                         | Sales and Refunds by the payment region                                                                              |
| sales\_and\_refunds   | scheme                         | Sales and Refunds by underlying payment system                                                                       |
| sales\_and\_refunds   | settlement\_currency           | Sales and Refunds by currency of the final payout                                                                    |
| transaction\_insights | billing\_country               | All the events from the PSPs by country of the shopper billing address                                               |
| transaction\_insights | bin                            | All events from the PSPs by Bank Identifier Number of the payment instrument used                                    |
| transaction\_insights | currency                       | All events from the PSPs by currency of the transaction                                                              |
| transaction\_insights | event\_type                    | All events from the PSPs by the type of the underlying event                                                         |
| transaction\_insights | gateway                        | All events by the PSPs where they were registered                                                                    |
| transaction\_insights | gateway\_event                 | All events by the PSPs where they were registered                                                                    |
| transaction\_insights | issuer\_country                | All events from the PSPs by country of the payment instrument used                                                   |
| transaction\_insights | issuing\_bank                  | All events from the PSPs by Bank Identifier Number of the payment instrument used                                    |
| transaction\_insights | merchant\_account              | All events from the PSPs and the corresponding sub account with those                                                |
| transaction\_insights | payment\_method                | All events from the PSPs by the payment method used                                                                  |
| transaction\_insights | scheme                         | All events from the PSPs by underlying payment system                                                                |

### 2. Data KPIs

This table contains the specific metrics and their business definitions.

| KPI ID                            | KPI Area              | KPI Definition                                                  | KPI Description                                                  |
| --------------------------------- | --------------------- | --------------------------------------------------------------- | ---------------------------------------------------------------- |
| SECURE\_3D\_AUTH\_SUCCESS\_COUNT  | 3ds                   | Count of successful 3DS authentications                         | Count of Successful Authentications                              |
| SECURE\_3D\_AUTH\_SUCCESS\_RATE   | 3ds                   | Success rate of 3DS authentication                              | Rate of Successful Authentications                               |
| SECURE\_3D\_AUTH\_SUCCESS\_VOLUME | 3ds                   | Volume of successful 3DS auth                                   | Volume of Successful Authentications                             |
| SECURE\_3D\_CHALLENGED\_COUNT     | 3ds                   | Count of challenged 3DS transactions                            | Count of Challenged Transactions                                 |
| SECURE\_3D\_CHALLENGED\_RATE      | 3ds                   | Rate of transactions challenged during 3D Secure authentication | Percent of 3D Secure Authentication Requests that are Challenged |
| SECURE\_3D\_CHALLENGED\_VOLUME    | 3ds                   | Volume of challenged 3DS transactions                           | Volume of Challenged Transactions                                |
| SECURE\_3D\_EVENTS\_COUNT         | 3ds                   | Count of 3DS events                                             | 3DS Count                                                        |
| SECURE\_3D\_EVENTS\_PERCENT       | 3ds                   | % of transactions using 3DS                                     | 3DS Rate                                                         |
| SECURE\_3D\_EVENTS\_VOLUME        | 3ds                   | Volume of 3DS events                                            | Volume of 3DS Events                                             |
| SECURE\_3D\_EXEMPTIONS\_COUNT     | 3ds                   | Count of exempted 3DS transactions                              | Count of Exempted Events                                         |
| SECURE\_3D\_EXEMPTIONS\_RATE      | 3ds                   | % of exempted 3DS transactions                                  | Rate of Exemptions                                               |
| SECURE\_3D\_EXEMPTIONS\_VOLUME    | 3ds                   | Volume of exempted 3DS transactions                             | Volume of Exempted Events                                        |
| AUTHORIZATION\_COUNT              | authorizations        | Total authorization requests                                    | Count of Authorization Requests                                  |
| AUTHORIZATION\_RATE               | authorizations        | % of successful authorizations                                  | Rate of Successful Authorizations                                |
| AUTHORIZATION\_SUCCESS\_COUNT     | authorizations        | Count of approved authorizations                                | Count of Successful Authorizations                               |
| AUTHORIZATION\_SUCCESS\_VOLUME    | authorizations        | Volume of successful authorizations                             | Successful Authorizations Volume                                 |
| AUTHORIZATION\_TOTAL\_PERC        | authorizations        | Share of authorizations                                         | Share Authorizations Count                                       |
| AUTHORIZATION\_VOLUME             | authorizations        | Volume of authorization requests                                | Volume of Authorization Requests                                 |
| CHARGEBACK\_EVENTS\_COUNT         | chargebacks           | Count of chargeback events                                      | Chargebacks Events Count                                         |
| CHARGEBACK\_EVENTS\_VOLUME        | chargebacks           | Volume of chargeback events                                     | Chargebacks Events Volume                                        |
| CHARGEBACK\_FIRST\_COUNT          | chargebacks           | Count of first chargebacks                                      | Count of 1st Chargebacks                                         |
| CHARGEBACK\_FIRST\_RATE           | chargebacks           | % of first chargebacks                                          | Rate of 1st Chargebacks                                          |
| CHARGEBACK\_FIRST\_VOLUME         | chargebacks           | Volume of first chargebacks                                     | Volume of 1st Chargebacks                                        |
| CHARGEBACK\_SECOND\_COUNT         | chargebacks           | Count of second chargebacks                                     | Count of 2nd Chargebacks                                         |
| CHARGEBACK\_SECOND\_RATE          | chargebacks           | % of second chargebacks                                         | Rate of 2nd Chargebacks                                          |
| CHARGEBACK\_SECOND\_VOLUME        | chargebacks           | Volume of second chargebacks                                    | Volume of 2nd Chargebacks                                        |
| CHARGEBACK\_TOTAL\_PERC           | chargebacks           | Share of all chargeback events                                  | Share Chargebacks Events                                         |
| CHARGEBACK\_WON\_COUNT            | chargebacks           | Count of won chargebacks                                        | Won Chargebacks Count                                            |
| CHARGEBACK\_WON\_RATE             | chargebacks           | % of won chargebacks                                            | Percentage of Won Chargebacks                                    |
| CHARGEBACK\_WON\_VOLUME           | chargebacks           | Volume of won chargebacks                                       | Volume of Won Chargebacks                                        |
| DECLINE\_COUNT                    | decline\_analysis     | Count of declines                                               | Declines Count                                                   |
| DECLINE\_RATE                     | decline\_analysis     | % of declined authorization requests                            | Rate of Declines                                                 |
| DECLINE\_TOTAL\_PERC              | decline\_analysis     | Share of declined authorization requests                        | Share of Declines                                                |
| DECLINE\_VOLUME                   | decline\_analysis     | Volume of declines                                              | Declines Volume                                                  |
| GATEWAY\_DECLINE\_COUNT           | decline\_analysis     | Count of gateway declines                                       | Count of Gateway Declines                                        |
| GATEWAY\_DECLINE\_RATE            | decline\_analysis     | % of gateway declines                                           | Gateway Declines Rate                                            |
| GATEWAY\_DECLINE\_VOLUME          | decline\_analysis     | Volume of gateway declines                                      | Volume of Gateway Declines                                       |
| ISSUER\_DECLINE\_COUNT            | decline\_analysis     | Count of issuer declines                                        | Count of Issuer Declines                                         |
| ISSUER\_DECLINE\_RATE             | decline\_analysis     | % of declines caused by issuing bank                            | Percent of Requests Declined by Payment Issuer                   |
| ISSUER\_DECLINE\_VOLUME           | decline\_analysis     | Volume of issuer declines                                       | Volume of Issuer Declines                                        |
| ACQUIRER\_FEES\_GROSS\_RATE       | fees                  | Acquirer fees vs gross sales                                    | Rate (Gross) of Acquirer Fees                                    |
| ACQUIRER\_FEES\_RATE              | fees                  | Acquirer fees vs sales                                          | Rate of Acquirer Fees                                            |
| ACQUIRER\_FEES\_VOLUME            | fees                  | Volume of acquirer fees                                         | Acquirer Fees Volume                                             |
| BLENDED\_FEES\_RATE               | fees                  | Blended fees vs sales                                           | Rate of Blended Fees                                             |
| BLENDED\_FEES\_VOLUME             | fees                  | Total blended fees volume                                       | Volume of Blended Fees                                           |
| CHARGEBACK\_FEES\_RATE            | fees                  | Chargeback fees vs sales                                        | Rate of Chargeback Fees                                          |
| CHARGEBACK\_FEES\_VOLUME          | fees                  | Volume of chargeback fees                                       | Volume of Chargeback Fees                                        |
| CONVERSION\_FEES\_RATE            | fees                  | Conversion fees relative to sales volume                        | Conversion Fees rate according to Sales                          |
| CONVERSION\_FEES\_VOLUME          | fees                  | Fees charged for currency conversion transactions               | Total Volume (in Euros) of Conversion Fees                       |
| FEES\_COUNT                       | fees                  | Count of fees                                                   | Fees Count                                                       |
| FEES\_GROSS\_RATE                 | fees                  | Total fees vs gross sales                                       | Rate (Gross) of Fees                                             |
| FEES\_PROCESSED\_AMOUNT           | fees                  | Volume of fee-related events                                    | Volume of Events (Fees)                                          |
| FEES\_RATE                        | fees                  | Total fees relative to sales/net sales                          | Total Fees rate according to Sales                               |
| FEES\_SALES\_VOLUME               | fees                  | Sales volume from fees reports                                  | Sales Volume (Fees)                                              |
| FEES\_TOTAL\_PERC                 | fees                  | Share of total fees                                             | Share Fees Count                                                 |
| FEES\_VOLUME                      | fees                  | Total volume of payment fees                                    | Total Volume of Fees                                             |
| GATEWAY\_FEES\_RATE               | fees                  | Gateway fees vs sales                                           | Gateway Fees Rate                                                |
| GATEWAY\_FEES\_VOLUME             | fees                  | Volume of gateway fees                                          | Volume of Gateway Fees                                           |
| INTERCHANGE\_FEES\_RATE           | fees                  | Interchange fees vs sales                                       | Rate of Interchange Fees                                         |
| INTERCHANGE\_FEES\_VOLUME         | fees                  | Volume of interchange fees                                      | Volume of Interchange Fees                                       |
| NON\_TRX\_FEES\_RATE              | fees                  | Rate of non-transactional fees                                  | Rate of Non-Transactional Fees                                   |
| NON\_TRX\_FEES\_VOLUME            | fees                  | Volume of non-transactional fees                                | Non-Transactional Fees Volume                                    |
| PROCESSING\_FEES\_RATE            | fees                  | Processing fees vs sales                                        | Rate of Processing Fees                                          |
| PROCESSING\_FEES\_VOLUME          | fees                  | Volume of processing fees                                       | Processing Fees Volume                                           |
| SCHEME\_FEES\_RATE                | fees                  | Scheme fees vs sales                                            | Scheme Fees Rate                                                 |
| SCHEME\_FEES\_VOLUME              | fees                  | Volume of scheme fees                                           | Volume of Scheme Fees                                            |
| FRAUD\_TRANSACTIONS\_COUNT        | fraud\_vamp           | Count of fraud transactions                                     | Fraud Transactions Count                                         |
| FRAUD\_TRANSACTIONS\_RATE         | fraud\_vamp           | Fraud rate vs sales                                             | Fraud Transactions Rate                                          |
| FRAUD\_TRANSACTIONS\_VOLUME       | fraud\_vamp           | Volume of fraud transactions                                    | Fraud Transactions Volume                                        |
| VAMP\_COUNT                       | fraud\_vamp           | Fraud + chargeback count                                        | VAMP Count                                                       |
| VAMP\_RATIO                       | fraud\_vamp           | Fraud+chargebacks vs sales                                      | VAMP Rate                                                        |
| VAMP\_TOTAL\_PERC                 | fraud\_vamp           | Share of fraud + chargebacks                                    | VAMP Total Percentage                                            |
| VAMP\_VOLUME                      | fraud\_vamp           | Volume of fraud + chargebacks                                   | VAMP Volume                                                      |
| VISA\_CHARGEBACK\_FIRST\_COUNT    | fraud\_vamp           | Count of Visa chargebacks                                       | 1st Chargebacks Count (Visa)                                     |
| VISA\_CHARGEBACK\_FIRST\_RATE     | fraud\_vamp           | Rate of first chargebacks for Visa                              | Percentage of Visa Sales that result in a First Chargeback       |
| VISA\_CHARGEBACK\_FIRST\_VOLUME   | fraud\_vamp           | Volume of Visa chargebacks                                      | 1st Chargebacks Volume (Visa)                                    |
| VISA\_SALES\_COUNT                | fraud\_vamp           | Count of Visa sales                                             | Sales Count (Visa)                                               |
| VISA\_SALES\_VOLUME               | fraud\_vamp           | Volume of Visa sales                                            | Sales Volume (Visa)                                              |
| AVERAGE\_SALES                    | sales\_and\_refunds   | Average sales value                                             | Average Sales                                                    |
| FAILED\_SALES\_COUNT              | sales\_and\_refunds   | Number of sales that fail after successful authorization        | Count of Failed Sales                                            |
| FAILED\_SALES\_VOLUME             | sales\_and\_refunds   | Volume of failed sales                                          | Volume of Failed Sales                                           |
| NET\_SALES\_VOLUME                | sales\_and\_refunds   | Sales minus refunds                                             | Net Sales Volume                                                 |
| REFUND\_COUNT                     | sales\_and\_refunds   | Number of refunded transactions                                 | Count of Refunds                                                 |
| REFUND\_RATE                      | sales\_and\_refunds   | Refund rate vs sales                                            | Refunds Rate                                                     |
| REFUND\_VOLUME                    | sales\_and\_refunds   | Volume of refunds                                               | Volume of Refunds                                                |
| SALES\_COUNT                      | sales\_and\_refunds   | Count of sales                                                  | Sales Count                                                      |
| SALES\_TOTAL\_PERC                | sales\_and\_refunds   | Share of sales                                                  | Share Sales Count                                                |
| SALES\_VOLUME                     | sales\_and\_refunds   | Volume of sales                                                 | Sales Volume                                                     |
| EVENTS\_COUNT                     | transaction\_insights | Total number of events                                          | Total Count of Events                                            |
| EVENTS\_TOTAL\_PERC               | transaction\_insights | Share of total events                                           | Share Events Count                                               |
| EVENTS\_VOLUME                    | transaction\_insights | Volume of events                                                | Volume of Events                                                 |